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What happened Greg Schiano gave Illinois a second chance at a game winner on Saturday afternoon at SHI Stadium. Then the Rutgers’ coach’s decision to ice Illini kicker Ethan Moczulski backfired spectacularly. Moczulski had missed the 57-yard field goal as the timeout was called. Given one last opportunity, Luke Altmyer connected with Pat Bryant (again) for a 40-yard touchdown to give Illinois an improbable Big Ten road win. What it means Turns out this Illinois team has some real late-game chops. Saturday’s dramatic come-from-behind victory against Rutgers was simply the latest to go with a pair of overtime wins (Nebraska and Purdue) and another fourth-quarter rally (Kansas). Give Altmyer a 2-minute drill, and the Illini quarterback has shown he can deliver. Bret Bielema’s primary purpose was to build a consistent winner in Champaign. A win like Saturday’s is a clear step in that direction. What’s next Bowl eligibility was secured more than a month ago. Illinois is simply building toward as good of a postseason berth as possible with an 8-3 record going into next weekend’s regular season finale against Northwestern at Wrigley Field. So more than the hat is on the line. Three losses is likely one too many for the Illini to secure a spot in the College Football Playoff, but a trip to Orlando for the Citrus Bowl isn’t a terrible consolation. Especially given the program’s history. What was said “He’s still not on the Bileniikoff (Award), so if we can have a write-in campaign. Holy Jesus? He’s literally one of the best receivers in the country, and we can’t get him on the Biletnikoff. Biletnikoff, please here me. Just a really, really intelligent player. Pat is so aware of his surroundings. That last play, I thought he was going to the sidelines, and then he saw that corner and took off and knew he could get there.” — Bielema after Bryant’s game winnerNEW YORK (AP) — Stocks slipped in afternoon trading Friday as Wall Street closes out a rare bumpy week. The S&P 500 fell 0.2%, and is on track for a loss for the week after three straight weekly gains. The Dow Jones Industrial Average fell 81 points, or 0.2% to 43,833 as of 12:56 p.m. Eastern time. The Nasdaq fell 0.3% and is hovering around its record. Broadcom surged 20.2% after the semiconductor company beat Wall Street’s profit targets and gave a glowing forecast, highlighting its artificial intelligence products. The company also raised its dividend. The company's big gain helped cushion the market's broader fall. Pricey stock values for technology companies like Broadcom give the sector more weight in pushing the market higher or lower. Artificial intelligence technology has been a focal point for the technology sector and the overall stock market over the last year. Tech companies, and Wall Street, expect demand for AI to continue driving growth for semiconductor and other technology companies. Furniture and housewares company RH, formerly known as Restoration Hardware, surged 14.3% after raising its forecast for revenue growth for the year. Wall Street's rally stalled this week amid mixed economic reports and ahead of the Federal Reserve's last meeting of the year. The central bank will meet next week and is widely expected to cut interest rates for a third time since September. Expectations of a series of rate cuts has driven the S&P 500 to 57 all-time highs so far this year . The Fed has been lowering its benchmark interest rate following an aggressive rate hiking policy that was meant to tame inflation. It raised rates from near-zero in early 2022 to a two-decade high by the middle of 2023. Inflation eased under pressure from higher interest rates, nearly to the central bank's 2% target. The economy, including consumer spending and employment, held strong despite the squeeze from inflation and high borrowing costs. A slowing job market, though, has helped push a long-awaited reversal of the Fed's policy. Inflation rates have been warming up slightly over the last few months. A report on consumer prices this week showed an increase to 2.7% in November from 2.6% in October. The Fed's preferred measure of inflation, the personal consumption expenditures index, will be released next week. Wall Street expects it to show a 2.5% rise in November, up from 2.3% in October. The economy, though, remains solid heading into 2025 as consumers continue spending and employment remains healthy, said Gregory Daco, chief economist at EY. “Still, the outlook is clouded by unusually high uncertainty surrounding regulatory, immigration, trade and tax policy,” he said. Treasury yields edged higher. The yield on the 10-year Treasury rose to 4.39% from 4.34% late Thursday. European markets slipped. Britain's FTSE 100 fell 0.1%. Britain’s economy unexpectedly shrank by 0.1% month-on-month in October, following a 0.1% decline in September, according to data from the Office for National Statistics. Asian markets closed mostly lower.Dennis Ortlieb, a Brentwood schoolteacher, has seen firsthand when families struggle and basic needs, like food and housing, aren’t met. It’s why he brought his children to the Long Island Coalition for the Homeless Stuff the Pantry donation drive Saturday morning in Amityville, where nonperishable food, toiletries and clothing were being dropped off in the nonprofit’s warehouse to later be distributed to those in need. “I just want my kids to understand what they have and they appreciate the things that they have,” said Ortlieb, 48, of Deer Park. He was part of a team of volunteers at the Long Island Coalition for the Homeless distribution center, known as the “boutique,” at 600 Albany Ave. There, the organization regularly collects donations and allows Long Islanders to shop for or request items. Organizers said Saturday’s event, which drew around 70 people over three hours, was the first Thanksgiving-themed drive for the nonprofit and will be run annually. It included coloring activities for children, a turkey mascot and refreshments. The biggest news, politics and crime stories in Suffolk County, in your inbox every Friday at noon. By clicking Sign up, you agree to our privacy policy . “There’s always a need,” said Greta Guarton, executive director of the Long Island Coalition for the Homeless. “But this is a time of year that everyone feels a sense of wanting to give.” Homelessness is a growing problem on Long Island. The annual Long Island Coalition for the Homeless audit of homeless people in Nassau and Suffolk counties counted 3,928 people in January 2024, up from 3,536 people in January 2023 and 3,034 people in January 2022. The figures are only a snapshot of the wider trend of increasing rates of homelessness and need for shelter on Long Island and throughout the rest of the country. National data showed homelessness increased 12% between 2023 and 2024, largely due to people who became homeless for the first time. Experts and advocates said the expiration of a COVID-era eviction moratorium, a lack of affordable housing and defunct pandemic rental assistance programs are contributing to the rise, Newsday reported . On Long Island, Guarton said, events like Saturday’s are focused on simplifying some of the difficult decisions people face. “A lot of times the difference between becoming homeless, or becoming at-risk or losing housing could be, ‘Do I pay my rent this month or do I put food on the table?’ ” Guarton said. “We help to bridge that gap.” Joe Biasi, a volunteer who helps run the pantry, said donations tend to pour in during the holidays but that some essentials — like deodorant, paper towels and diapers above size 3 — are often least in stock throughout the year. Bailey Riekkinen, the community engagement specialist for the Long Island Coalition for the Homeless, said people experiencing homelessness have often endured significant trauma and that domestic violence victims are especially vulnerable, particularly women. However, other life events like a death in the family or a hospitalization can set a family or an individual back financially. “And from there, it’s very difficult to get out of homelessness,” Riekkinen said. With toilet paper and paper towels in hand, Michelle Tuchinsky, of Melville, said she donated Saturday to do her part in helping the community. A member of Temple Beth Tora’s Social Action Committee in Melville, she said it’s important “to keep the momentum going” after the holidays, when the need for support remains high.

India’s Muslim princess who was a rebel, a tomboy, hunted tigers, drove a Rolls-Royce, flew planes; migrated to...

One of Baltimore’s most prominent families was thrust into the spotlight this week, when a son of the clan, Luigi Mangione , was arrested by Pennsylvania police and charged in the Dec. 4 fatal shooting of UnitedHealthcare CEO Brian Thompson . Locally active in philanthropy, both via individual donations and through the Mangione Family Foundation, the Mangiones gave millions to Baltimore’s various institutions and nonprofits, including more than $1 million to the Greater Baltimore Medical Center and more to the American Citizens for Italian Matters, Baltimore Opera Company and others. Loyola University, which counts Mangione alumni among their ranks, has an aquatic center named after the family, and GBMC previously had a high-risk obstetrics unit, since closed, that bore their name. Their story is a uniquely American one: The Mangiones went from deep poverty to massive wealth in just three generations, with one cousin, Nino Mangione, now a Republican member of the Maryland House of Delegates. Despite an eventually deep portfolio of development properties and government contracting for 20 years, the family patriarch, Nicholas Mangione Sr. , said he still faced prejudice for his background when he attempted to buy land to build the Turf Valley Golf and Country Club, now the Turf Valley Resort, in Ellicott City. “Tongues started wagging,” Mangione told The Baltimore Sun in 1995. “People [were] wondering where an unknown Italian could get the money for a $5 million project. In those days, there were no Italians in real visible positions [in Howard County].” Mangione said the implication was that he must have backing from the mob, so he countered sharply. “People thought I needed money from the Mafia to buy this place. They asked me what family I belonged to,” he said. “I told them, ‘I belong to the Mangione family. The Mangione family of Baltimore County.’” The family is now defending its name again. On Monday, members released a statement on social media expressing dismay at Luigi Mangione’s arrest, saying they were stunned by the news. “We only know what we have read in the media. Our family is shocked and devastated by Luigi’s arrest. We offer our prayers to the family of Brian Thompson and we ask people to pray for all involved,” the family wrote . “We are devastated by this news.” The family did not respond to a request for comment via a family attorney or their foundation. From poverty to philanthropic elite How they went from the Depression-era streets of the city’s Little Italy to its philanthropic elite is straight out of a Horatio Alger novel. Nicholas Sr. was born in Baltimore’s Little Italy, and spent his first eight years in a one-room apartment with an outdoor privy, according to a 2008 Sun article. He earlier told The Sun his Italian immigrant father, Louis, could neither read nor write, and worked in the city water department until he died of pneumonia. Today, the Mangione family is a sprawling one, with a business empire to match: Nicholas Sr., made the beginning of the family’s fortunes in the post-World War II years as a bricklayer and contractor . He built up his business holdings throughout the following decades, with his wife, Mary , growing their family to include five sons, five daughters, and 37 grandchildren, including Luigi. The family’s holdings range from construction to commercial real estate to local radio station WCBM-AM and a majority stake in Lorien Health Services, which operates multiple assisted living facilities in Maryland. Aside from the Turf Valley Resort, with its 10,000-square-foot ballroom, 220-room hotel, and 85-seat amphitheater, the Mangiones also own the Hayfields Country Club in Cockeysville and a slew of companies registered in Maryland . Its family foundation had net assets of $4.4M as of its 2022 tax filing , the most recent on record. The Mangione Family Foundation’s stated focus is supporting, “Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn’t provide athletic facilities or equipment), or the prevention of cruelty to children or animals.” Politically active across the aisle Politically, the Mangiones have been active across the aisle. Luigi Mangione’s parents, Louis and Kathleen Mangione donated $35,935 to state and local politicians from 2005 through 2023, according to data from the State Board of Elections. Half went to Nino Mangione ’s campaign account for his state delegate races from 2018 through 2023. Other donations went to Howard County executives Calvin Ball and Ken Ulman, both Democrats, and Allan Kittleman, a Republican, along with additional high-profile candidates of both parties, including former Govs. Martin O’Malley and Robert L. Ehrlich, and former Baltimore Mayor Sheila Dixon. Large family The immense number of Mangiones also was briefly confusing for Baltimoreans on Monday. Aside from Nicholas Sr. and Mary Mangione’s 10 children and 37 grandchildren, city counts at least two other Mangione families, who were briefly inundated with phone calls from the media and queries from former schoolmates and acquaintances. One of Luigi Mangione’s two sisters is a physician at the University of Texas Southwestern, according to her LinkedIn profile. Another sister is a visual artist. Neither sister responded to requests for comment. His mother, Kathleen, comes from a family that owns a funeral home, the Charles S. Zannino Funeral Home in Highlandtown, the Baltimore Fishbowl reported , and now runs a travel agency, KZM Boutique Travel, which had removed its website as of Tuesday evening. His father, Louis was groomed to help take over the family’s business empire, according to a 2003 Washington Post article . Have a news tip? Contact Riley Gutierrez McDermid at rmcdermid@baltsun.com or Frank Gluck at fgluck@baltsun.com.

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Northern, rural municipalities get provincial boostConsumers will be hit with another steep rise in their household and car insurance premiums this year as general insurers push revenue growth ahead of rising inflation costs. Actuarial group Finity is forecasting a 12 per cent jump in premiums this year for two of the biggest general insurance sectors – home and car insurance – based on industry statistics and recent forecasts from the industry including listed insurers like IAG and Suncorp. It says the big price rises have helped ensure that insurer’s profit margins are at the top of the curve, although that could change rapidly thanks to the volatility of climate change. The 2020 floods in northern NSW and southern Queensland provided a financial shock for insurers that is still being felt by customers across Australia. Credit: Josh Dye Rising premiums are just one of the fronts where general insurers have been coming under pressure over their actions in the $100 billion market – including an inquiry into their tardy response to flooding in Queensland and northern NSW in 2022. “The insurance sector has been under significant scrutiny, following the reviews into the devastating flood events, the challenges associated with affordability and accessibility and the media commentary on insurers’ strong financial results of the latest reporting season,” APRA’s Suzanne Smith told an insurance industry conference in October. “Consumers have now faced multiple years of substantial premium increases, driven by the rising costs of these natural disasters along with inflationary pressures, increased re-insurance costs, higher building standards and advanced technologies, to name just a few.” The soaring premiums provide a double-whammy for struggling households. The first hit is the direct cost of soaring insurance bills, the second is its outsized impact on inflation – ensuring interest rates also stay higher for longer. The cost of vehicle and household insurance has risen by $11.7 billion over three years, Finity estimates. So any suggestion that investors are profiting from customers’ financial pain is sensitive to say the least. “Profitability for the industry (last year) was towards the top end of the target range ... that was largely due to strong premium growth,” Finity principal Pravesh Ponna, says. This year is expected to be another stellar year for the owners of our big insurers with Finity forecasting that return on equity (ROE), a key measure of financial returns, is expected to be at the top end of the sector’s long-term average at 15 per cent. And it is reflected in the share prices of Australia’s listed insurers like the $20 billion IAG – the company behind brands like NRMA and CGU – which has only traded higher than its current share price for a brief period in 2018. IAG chief executive Nick Hawkins says insurance costs are easing but not enough to prevent premium increases well above the inflation rate. Credit: Dominic Lorrimer Suncorp – which owns AAMI, GIO and still tips the scales at a valuation of $25 billion despite the recent sale of its banking business to ANZ – has not traded this high since 2007. Both have said recently that their overall general insurance premiums are set to rise mid-to-high single digit amounts this year – above inflation but below the increases of recent years. IAG chief executive Nick Hawkins also said inflation is easing in motor vehicle policies, but double-digit inflation in costs for housing insurance will be reflected in its pricing. “We continue to see labour rates in the high single, or early double-digits, and we are seeing building supply costs still high,” he told analysts and investors. Loading The group is forecasting an insurance profit margin of up to 15.5 per cent this year. But following the release of Finity’s report on the sector last month, Ponna warned against reading too much into these fat financial margins. For one, investment returns on funds retained for potential insurance payouts – which hit a decade high of 6 per cent last year – helped boost financial returns. But more importantly, general insurers benefited from a respite from the perilous weather events that could quickly swamp this financially sunny outlook. Macquarie Research noted the Australian September quarter results for global insurer, Allianz, which reported a “benign NatCat” (natural catastrophe) experience, not just “very strong” premium rate rises. Catastrophe events are defined by the industry as an occurrence “which is sudden and widespread and which causes substantial damage to property over a large area”. To get an idea of the impact of catastrophe events, you only have to look back to the 2022 floods which triggered a fundamental restructure of the general insurance cost base in Australia. “That was a really big event for the industry,” Ponna says. “It caused a lot of losses for insurers, and caused a lot of losses for reinsurers.” Reinsurers – global financial giants which allow insurers to take out their own insurance against catastrophes – recalibrated both their costs and risk appetite in a manner which has filtered all the way through to consumer costs. Climate change is increasing the frequency of extreme weather across the globe. Credit: AP Reinsurers increased the costs of their service significantly, says Ponna, and they also reduced their exposure to these perils in Australia. This means local insurers have had to take on significantly more risk for the next big catastrophe event. They have had to increase pricing significantly to both cover the higher reinsurance costs and build the financial buffers to protect themselves from higher financial exposure. “That happened over the course of two years. There were two pretty tough renewals for the insurance industry, and that obviously plays out in terms of more volatility for direct insurers to accept, and also higher reinsurance costs which flow through to the prices that consumers pay,” Ponna says. The issue for investors is that local insurers won’t really know how well protected they are until the next catastrophe occurs. IAG cites a recent reinsurance deal with Warren Buffett-backed National Indemnity Company as a significant mitigator for its business. Loading “The deal will provide greater certainty over the cost of natural perils cover for our customers, stabilise our earnings and reduce our capital requirements,” Hawkins says. While this year’s reinsurance increases are more benign, the growing weather volatility due to global warming means there is no assurance the new status quo will remain for any significant length of time. “What we’ve learned with climate change, and the impact of natural catastrophes, is there’s more volatility associated, and you get a more unique sort of events now that you haven’t seen in the past, which might trigger reinsurers to rethink those models again,” Ponna says. “We now think we’re in a steady state with the reinsurance market, but time will tell.” Unusually catastrophic weather is not the only cloud on the horizon for some insurers. IAG is still in a legal battle with the Australian Securities and Investments Commission (ASIC) which has alleged the insurer deliberately pumped up premiums for loyal customers. The matter, which IAG is defending, is now the subject of a class action. But this is a small problem next to the rising issue of insurance stress for cash-strapped households. A report in August from the Actuaries Institute detailed the growing problem which is leading to an insurance gap as more homes effectively become uninsurable. It said more than 1.6 million households were experiencing home insurance affordability stress as at March 2024 – defined as paying premiums equal to more than 4 weeks gross pay – up 30 per cent on the prior year. “The most significant driver of affordability stress is exposure to flood risk,” the report said. Across the country, the average flood premium paid by these stressed households is around 16 times higher than non-stressed households. The affordability problem is also on the radar of the prudential regulator, APRA. “What comes through loud and clear is that Australians continue to face significant challenges with the affordability and accessibility of insurance. Much more needs to be done to reduce the widening protection gap for consumers, who already struggle with the increased cost of living,” APRA’s Smith says. The Market Recap newsletter is a wrap of the day’s trading. Get it each weekday afternoon . Save Log in , register or subscribe to save articles for later. License this article General insurance IAG Suncorp Colin Kruger is a senior business reporter for the Sydney Morning Herald and The Age. Most Viewed in Business Loading

Percentages: FG .420, FT .732. 3-Point Goals: 6-21, .286 (Jennings 2-3, Avery 2-8, Dean 1-2, Keller 1-2, Newman 0-2, Thompson 0-4). Team Rebounds: 3. Team Turnovers: 1. Blocked Shots: 1 (Ousmane). Turnovers: 7 (Brantley 3, Dean, Jennings, Newman, Ousmane). Steals: 4 (Avery, Brantley, Dean, Newman). Technical Fouls: None. Percentages: FG .589, FT .680. 3-Point Goals: 7-18, .389 (Sanders 3-5, DuSell 2-4, Rolison 1-2, Davidson 1-4, T.Coleman 0-3). Team Rebounds: 1. Team Turnovers: 1. Blocked Shots: 3 (Love 2, Hymes). Turnovers: 9 (Rolison 2, Sanders 2, T.Coleman 2, Davidson, Hymes, McBride). Steals: 4 (Love 2, Davidson, Sanders). Technical Fouls: None. .

Carolina Panthers tight end Ja'Tavion Sanders was taken to a hospital for a neck injury after landing on his head while making a catch late in the first half of Sunday's 30-27 home loss to the Kansas City Chiefs. As Sanders was brought down near the sideline after a 10-yard reception, he was flipped upside down and landed directly on the top of his helmet as he went out of bounds on the tackle by cornerback Trent McDuffie. After receiving attention from the team's medical staff, Sanders was strapped to a backboard and taken off the field on a cart with 40 seconds remaining in the half. He was taken to Atrium Health Carolinas Medical Center in Charlotte for observation and later released Sunday afternoon, according to the team. On the CBS broadcast following halftime, Panthers head coach Dave Canales said Sanders had movement in all his extremities, while extreme precaution was taken because of back tightness. CBS reported he was being examined for a concussion before later amending that to a neck injury. The 21-year-old rookie out of Texas had a team-leading three receptions for the Panthers at the half for 49 yards. In 11 games this season, Sanders has 29 receptions for 302 yards and a touchdown. Sanders was a fourth-round selection in the NFL draft in April. --Field Level MediaCarolina Panthers tight end Ja'Tavion Sanders was taken to a hospital for a neck injury after landing on his head while making a catch late in the first half of Sunday's 30-27 home loss to the Kansas City Chiefs. As Sanders was brought down near the sideline after a 10-yard reception, he was flipped upside down and landed directly on the top of his helmet as he went out of bounds on the tackle by cornerback Trent McDuffie. After receiving attention from the team's medical staff, Sanders was strapped to a backboard and taken off the field on a cart with 40 seconds remaining in the half. He was taken to Atrium Health Carolinas Medical Center in Charlotte for observation and later released Sunday afternoon, according to the team. On the CBS broadcast following halftime, Panthers head coach Dave Canales said Sanders had movement in all his extremities, while extreme precaution was taken because of back tightness. CBS reported he was being examined for a concussion before later amending that to a neck injury. The 21-year-old rookie out of Texas had a team-leading three receptions for the Panthers at the half for 49 yards. In 11 games this season, Sanders has 29 receptions for 302 yards and a touchdown. Sanders was a fourth-round selection in the NFL draft in April. --Field Level Media

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Thousands of Syrians celebrate in central Damascus during first Friday prayers since Assad's fallComing off what was likely a week's worth of intense practices, No. 10 Kansas returns home for a matchup with North Carolina State on Saturday afternoon in Lawrence, Kan. The Jayhawks (7-2) lost back-to-back games versus unranked opponents, the first time in school history that they have done that while ranked No. 1. Now they have to regroup to face the Wolfpack (7-3). Kansas lost its first two games of the season emphatically: 76-63 at Creighton on Dec. 4 and 76-67 at Missouri last Sunday. Coach Bill Self, who has only lost three straight games four times in his 21-year career at Kansas, was pretty succinct about his team's play following the loss to Missouri. "I think it was probably a combination of them being good and us not being good," he said. "I don't know that I could give them 100 percent credit, but that's what happens in sports. When the other team is doing things to hurt you, and you don't attack it well, they guard you the same way. "A lot of times you just roll it straight because of just not being as prepared or ready. I think it was a combination of both. I would err on the side of giving them more credit, because if I just say we sucked, that would take credit from them. We did suck, but it was in large part them." The Jayhawks still have a balanced and experienced attack, led by seniors Hunter Dickinson (15.0 points per game), Zeke Mayo (10.9), Dajuan Harris Jr. (10.7) and KJ Adams Jr. (9.8). Their biggest problem against Missouri was the 22 turnovers. "It's been a crap week for all of us," Self said on his weekly radio show Tuesday. "But hopefully we get an opportunity to bounce back. "I'm not going to make any excuses. If you don't perform the way we didn't perform, there certainly can be some valuable things to learn from that hopefully will give us a chance to win the war and not just the battle." NC State has won back-to-back games, including the ACC opener against Florida State on Dec. 7. In their last game, the Wolfpack handled Coppin State 66-56 on Tuesday. That's not to say NC State coach Kevin Keatts was impressed. "I thought we did a terrible job at the end of shot clocks when they were going to take a bunch of bad shots but we fouled them," Keatts said. "That being said, you can learn a lot from a win instead of a loss. "We compete hard every day, and our energy is always high. With this group, I'm trying to get everyone to be consistent." The Wolfpack has a trio of double-digit scorers, led by Marcus Hill (13.0 ppg). Jayden Taylor adds 12.5 and Dontrez Styles chips in 10.6. Ben Middlebrooks (9.2) and Brandon Huntley-Hatfield (8.7) round out the top five. Huntley-Hatfield (5.6 rebounds per game) and Styles (4.6) also lead a balanced rebounding attack. The Jayhawks have won 12 straight games in the series with North Carolina State. --Field Level Media