d jakosalem st cebu city "Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.

Through her actions, Zhao Lusi not only comforted her fans but also sent a powerful message to the online community. She emphasized the importance of standing up against bullying and supporting those who are being targeted. Her act of kindness sparked a movement of positivity and unity among her fans, as they rallied together to spread love and kindness in the face of negativity.Funds stolen from cryptocurrency platforms surged 21% year-over-year to reach $2.2 billion in 2024, according to a report from blockchain analysis firm Chainalysis. This marks the fourth consecutive year in which the total amount stolen exceeded $1 billion, with 303 hacking incidents reported, up from 282 in 2023. In comparison, hackers took $1.8 billion in 2023. The surge in crypto heists coincides with a dramatic rise in bitcoin prices, which have jumped 140% this year to surpass the $100,000 mark. This price rally has attracted increased institutional participation and support from US President-elect Donald Trump. “As the digital asset market booms, it is typical to see the illicit use of crypto grow in tandem,” said Eric Jardine, Chainalysis’ cybercrimes research lead. “Countering the proliferation of these crimes—especially fraud—will undoubtedly be a key challenge for the industry in the new year.” The majority of stolen crypto this year came from compromises to private keys, with most attacks targeting centralized platforms. Notable hacks included the theft of more than $305 million from Japan’s DMM Bitcoin exchange in May, and a $235 million loss from India’s WazirX in July. Chainalysis also highlighted that crypto hacking activities linked to North Korea more than doubled in 2024, reaching a record high of $1.3 billion. The United Nations has reported that cryptocurrency allows North Korea to circumvent international sanctions, although the country routinely denies involvement in cyberattacks or crypto heists.

iPhone 17 May Pack Upgraded Display With 120Hz Refresh RateIn recent years, the popularity of electric scooters as a convenient and eco-friendly mode of transportation has been on the rise. However, a concerning trend has emerged regarding the use of windshields on electric scooters, posing potential safety hazards for riders and other road users. To address this issue, traffic police authorities in several regions have implemented bans on the use of windshields on electric scooters, prompting the exploration of alternative heating methods to ensure the safety of riders.

Bashir puts up 27, Monmouth knocks off Fairfield 88-74Amazon is doubling its investment in Anthropic to $8 billion in a deepened collaboration on artificial intelligence, the companies said Friday. The e-commerce and technology behemoth will remain a minority investor in Anthropic, having pumped an initial $4 billion into the artificial intelligence developer late last year and becoming its primary cloud computing provider.

NEW BRITAIN, Conn. (AP) — Devin Haid had 24 points in Cent. Conn. St.'s 84-80 win against Quinnipiac on Saturday. Haid added six rebounds and four steals for the Blue Devils (8-4). Max Frazier scored 17 points and added nine rebounds. Davonte Sweatman had 14 points and shot 5 for 9 (1 for 3 from 3-point range) and 3 of 4 from the free-throw line. The Bobcats (5-7) were led by Amarri Tice, who posted 21 points, 10 rebounds and four steals. Paul Otieno added 13 points and six rebounds for Quinnipiac. Ryan Mabrey also recorded 12 points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .The Consumer Financial Protection Bureau finalized rules on Thursday that would cap how much banks can charge their customers for overdrawing their checking accounts, potentially crushing a lucrative source of revenue for the industry that has long been a source of customer complaints. The move drew a rebuke from trade groups and could face a quick repeal under the Trump administration. The new regulation, first proposed earlier this year, would require large banks and credit unions to either charge just $5 for overdrafts or, alternatively, pick an amount no higher than the cost of offering overdraft protection. Today, banks commonly charge $30 to $35 on overdrafts. Banks that want to continue charging more would be required to treat overdraft protection fees similarly to credit cards and other loan products by offering more disclosures about their costs while hewing to additional stringent regulations. "For far too long, the largest banks have exploited a legal loophole that has drained billions of dollars from Americans' deposit accounts," CFPB Director Rohit Chopra said in a statement. "The CFPB is cracking down on these excessive junk fees and requiring big banks to come clean about the interest rate they're charging on overdraft loans.” Banks have long maintained that overdraft protection — which allows customers to draw their balance below zero in return for a fee — serves as a helpful, last-minute source of credit for people facing a cash crunch or an emergency expense. But consumer advocates have criticized the charges as a predatory tool for scraping profits off lower-income customers. While individuals are required to opt in to the services, a 2023 Pew poll found that 71% of Americans felt a $35 fee was unfair (75% said a $10 fee would be fine). The CFPB has taken aim at overdrafts as part of the Biden administration’s “junk fee initiative,” which has sought to crack down on nickel-and-dime charges on everything from concert tickets to credit cards. In September, the agency issued guidance aimed at stopping banks from using “phantom” opt-in agreements, where they charge overdrafts without obtaining proof of consent. It has also forced them to refund hundreds of millions of dollars in nonsufficient fund fees, which are charged to customers who accidentally try to overdraw their accounts and are rejected. Some banks have responded to the pressure from regulators and consumers by voluntarily cutting back on overdraft fees. Bank of America, for instance, lowered its charges from $35 to $10 in 2022. In 2023, banks collectively earned $5.83 billion in revenue off overdraft and nonsufficient fund fees, down from nearly $12 billion in 2019. The CFBP’s new rules, which would apply to institutions with at least $10 billion in assets, stand to knock those numbers down further. The agency has estimated its fee cap would save Americans up to $5 billion annually. Banking industry groups have argued, however, that the agency does not have the legal authority to regulate overdraft plans under the statute it is relying on, the Truth in Lending Act. On Thursday, American Banking Association president Rob Nichols said the regulation was “yet another example of the CFPB’s willingness under Director Chopra to exceed its congressionally mandated guardrails” and appeared to hint at the possibility of legal action. “We will closely review the final rule with our members and consider all options going forward,” he said. “It should not be allowed to go into effect.” Capitol Hill Republicans could also attempt to scrap the rule next year when Donald Trump takes office using the Congressional Review Act, which allows lawmakers to repeal recently issued rules. GOP members of the House Financial Services Committee criticized the rule when it was proposed in January, saying in a statement that it would “further reduce access to the short-term liquidity products that millions of Americans rely on to help make ends meet.” Jordan Weissmann is a senior reporter at Yahoo Finance. Click here for political news related to business and money policies that will shape tomorrow's stock prices Read the latest financial and business news from Yahoo Finance

AP News Summary at 2:48 p.m. EST

Fortunately, justice has prevailed as the two black fans have come forward to make a public apology, acknowledging their wrongdoing and expressing remorse for their actions. They have retracted their defamatory statements and deleted the malicious posts, signaling a step towards reconciliation and healing for Zhao Liying.The minister of state for information technology and telecommunication has highlighted that there will be duplication of functions under the proposed "Digital Nation Pakistan" law. At a recent high-level meeting, chaired by Prime Minister Shehbaz Sharif, the Digital Nation Pakistan law, which embodies initiatives similar to those being proposed by the Ministry of Interior in the National Registration and Biometric Policy Framework, came up for discussion. The Ministry of Interior assured the cabinet that overlaps would be removed in consultation with the Ministry of IT and Telecom. It recalled that the National Database and Registration Authority (NADRA) had been established in 2000 through the NADRA Ordinance, 2000. In Pakistan, registration challenges were multifaceted, stemming from gaps in regulatory frameworks and systemic disintegration, leading to illegal intrusions affecting the integrity of the national population registry maintained by NADRA. The cabinet was informed that among the key problem areas was that the responsibility for reporting vital events remained with citizens rather than NADRA and the state was facing accessibility challenges due to the limited NADRA facilities. Also, there were significant discrepancies between the registration data maintained by Union Councils and NADRA. Multiple biometric galleries operate in silos without standardised protocols with no regulatory frameworks for the storage and sharing of biometric data. Additionally, the CNIC chip is underutilised due to the absence of downstream and upstream infrastructure, necessitating the use of multiple cards. The cabinet was told that in light of the instructions given by the PM, a national steering committee, headed by the federal minister for interior, was proposed. The committee comprises high-ranking officials from different government sectors, including the federal minister for information, minister of state for IT and telecom and Ministry of Interior secretary as members. Apart from them, the Ministry of Planning secretary along with chief secretaries of all provincial governments and secretaries of local governments are also its members. NADRA chairman is the secretary of the committee. It was pointed out that the PM had given directives that the case should be placed before the cabinet for its consideration. Keeping in view the above things, the approval of the federal cabinet was solicited for the National Registration and Biometric Policy Framework and the national steering committee. The cabinet considered a summary titled "National Registration & Biometric Policy Framework" and approved the proposal with the directive that the Ministry of Interior and the Ministry of IT would ensure that there was no overlapping or duplication of their roles and responsibilities under the Digital Nation Pakistan law and the National Registration and Biometric Policy Framework. COMMENTS Comments are moderated and generally will be posted if they are on-topic and not abusive. For more information, please see our

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Save articles for later Add articles to your saved list and come back to them any time. Opposition Leader Peter Dutton recently admitted he was holding something back. Dutton was in Sydney earlier this month, standing alongside Liberal northern beaches candidates who hope to win back the teal-held seats of Warringah and Mackellar, and he was asked if his party’s nuclear policy costings were being held back to avoid scrutiny over Christmas. “Nope,” came the blunt answer, he was just letting the government kick another own goal. “There’ll be plenty of time to scrutinise. We’re not releasing it on the day of the election,” Dutton said. “Part of the reason that there’s been a delay is we’ve gone to announce it a few times, to be honest, and the government’s latest disaster has happened on that day where we’ve decided that we’ll let people concentrate on how bad the Albanese government is.” Dutton knows when to hold back and when to let rip for a ready headline, but his aversion to detail could prove a liability next year when he has to persuade the voters he’s prime ministerial material. In 2024, if the polls are any guide, Dutton is in with a real chance to win the next election, forging forward as Prime Minister Anthony Albanese loses ground. This month’s Resolve Political Monitor showed the Coalition’s primary vote fell by one percentage point to 38, Labor’s fell by three percentage points to 27 per cent and 35 per cent of voters nominated another party. This would almost certainly deliver a hung parliament on election day, with either side potentially able to cobble together minority government. Dutton needs to win 21 seats to claim 76 seats and govern in majority – a huge mountain to climb – but a 70-seat minority Coalition government is possible, supported by a clutch of independent MPs – including but not limited to Dai Le, Helen Haines, Rebekha Sharkie, Andrew Gee, Bob Katter and Allegra Spender. Dutton has been mostly gaffe-free (it’s hard to imagine him repeating his 2015 “joke” about Pacific Islanders being hit by climate change) and on message. He speaks in short, declarative sentences and quickly stamps out spot fires, such as when he quashed the abortion debate last month just as high-profile conservative Jacinta Nampijinpa Price said late-term terminations should be on the agenda. “I support a woman’s right to choose,” he said in a rare phone call to ABC’s Radio National. “I’ve been in very difficult circumstances where, as a detective working in the sex offenders squad, I’ve dealt with women in domestic relationships who have been raped; it’s a very, very difficult situation. Ultimately, that’s a choice and a decision for that individual to make, and that’s the position I support.” Peter Dutton dropped his opposition to stage 3 tax cuts when the changes proved too popular to fight. Credit: Alex Ellinghausen Jenny Ware, a NSW moderate Liberal MP and the only current Liberal MP who chose to speak on the record for this piece, is not a natural ally of Dutton but she praises him for the job he has done, “particularly in the last nine months as Labor has gone odd on tangents”. “Peter has called out antisemitism in Australia, at universities et cetera. He is now representing the quiet majority of Australians on this and other issues,” she says. “A year ago, even if people weren’t happy with Albanese, they were saying Dutton isn’t ready. But the dial has shifted to Peter being electable and I think that all of the attacks Labor has launched on him haven’t worked.” History proved Dutton right when he chose to oppose the Voice to Parliament in 2023, but he demonstrated political judgment again at the start of January 2024, when he quickly dropped his broken promises attack on the changes to stage 3 tax cuts after it became clear that most voters didn’t care about discarded election pledges if they got more money in their pockets. The opposition leader has savaged Labor on its handling of immigration policy following the High Court’s NZYQ decision and prosecuted the case for reduced migration, linking the issue to housing shortages successfully, too. On the number one issue concerning most voters, the cost of living, he has mauled Labor while offering scant detail about how he would fix it. He picks his moments on when to lob culture war hand grenades, too, cannily tossing them at big corporates, such as accusing Woolworths of peddling a “woke agenda” on Australia Day, or starting an argument about which flags should be displayed behind a prime minister, pulling focus for 24 hours and then walking away. But for a former cop with a strongman persona, Dutton doesn’t like scrutiny and he doesn’t always front up. While he gives friendly interviews with commercial radio hosts, appearances on the ABC and long-form newspaper interviews are strictly rationed. When he does front up at a press conference it’s more often than not in a far-flung outer suburban seat or in a regional town, far from metropolitan newsrooms. Tracked down at these remote locations, he has proved brittle, taking a belligerent approach to questions asked by young reporters, especially if they happen to work for the ABC. The long-awaited launch of his nuclear power policy costings last week was a case in point: it was released at a small press conference in Brisbane with subject-matter-expert reporters thousands of kilometres away in Sydney, Canberra and Melbourne. The contrast with Bowen and Albanese fronting up in Canberra in 2021 with their climate change policy costings was stark. As the election approaches, there are more questions to be answered on the detail of what exactly a Coalition government would do on tax, industrial relations, health and education. The seven Coalition MPs who spoke to this masthead on background to inform this piece are dreaming of, at worst, a minority Labor government and some are even canvassing a return to government after one term. Dutton has enjoyed an unusual period of stability for a first-term opposition leader, assisted by the loss of Josh Frydenberg and many other Liberal moderates in May 2022 and the high number of conservative MPs and Queenslanders in the party room (usually but not always the same thing). But as one of those seven anonymous Liberal MPs points out, Dutton “read the riot act on abortion to the party room, for example, and that was important. And he has read the room on [Australia’s commitment to] net zero. He is holding the line, despite what the Nationals might want. “He has done an amazing job holding the government to account but he has to present enough of an alternative. His shadow front bench ... Is everyone ready? I don’t think so.” As the MP put it: “Policy is where Peter goes from an A+ to a B” and the loss of senior moderates Simon Birmingham and Paul Fletcher – both experienced policy wonks – makes it harder. A veteran MP who asked not to be named, says Dutton has performed better than his mentor Tony Abbott and in a more difficult environment, as Albanese’s team is not divided like the Labor government of the Rudd-Gillard-Rudd years. “Abbott’s approach was just ‘kill, kill, kill’ belligerence, and he had a fractured government to work with. He [Dutton] is not small or big target, he’s smart target, he picks his issues. The discipline with which he has shaped discussion of policies he wants to talk about and the sequence in which he has launched them shows very shrewd judgment,” the veteran says. Nuclear policy has been Dutton’s biggest policy gamble to date and, while the announcement strategy managed to minimise scrutiny on the numbers, both Dutton and treasury spokesman Angus Taylor have over-reached in recent days, perhaps deliberately, by claiming the nuclear plan will lower power bills by 44 per cent, despite the costings explicitly stating they had not modelled electricity price impacts. Labor believes this rhetorical overreach creates an opening for attack; the Coalition believes voters’ eyes will glaze over the fight on detail and bets a “he said, she said” fight will be a scoreless draw, which suits Dutton fine. Although polling shows Albanese is not rated by voters, nor is he hated, Dutton’s charge to the Lodge could come unstuck if he attempts to skate through on a “trust us, we will fix it” vibe because voters, at this stage, aren’t desperate to defenestrate the government. Professor of politics at ANU Ian McAllister, co-director of the university’s long-running Australian Election Study, says Dutton has been effective in 2024 and has room to be more expansive on policy in 2025. “He has established himself, he has no obvious challengers, he is in a good position to make quite dramatic policy changes if he wins the election. For example, on nuclear energy he has a degree of flexibility. To do it he will need some sort of bipartisanship, so for example Dutton could propose an independent inquiry, some sort of assembly or even a referendum on it if he wins the election,” McAllister says. Dutton has proven in 2024 that he is a worthy opposition leader. But he hasn’t yet shown how he would operate as a prime minister. He has just a few months to close the deal with voters. Cut through the noise of federal politics with news, views and expert analysis. Subscribers can sign up to our weekly Inside Politics newsletter .