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How a crash on New Year’s Day 2021 has led to attempts to equip vehicles with blood alcohol monitoring systems. Related Articles Crime and Public Safety | Five facts about electric vehicles in 2024 Crime and Public Safety | Thinking of buying an EV? You might want to move quickly Crime and Public Safety | ‘Alarming’ new car prices push Bay Area buyers toward used vehicles, but they’re pricey, too Crime and Public Safety | Car insurance premiums are rising: Which Bay Area cities pay more? Crime and Public Safety | California’s lemon law changes mean fewer protections for car buyers On Friday Jan. 1, 2021, a sport utility vehicle was traveling near Avenal in central California while a pickup truck — occupied by a driver and seven passengers, ranging in age from 6 to 15 years old — was traveling north on State Route 33. The SUV accelerated to a speed between 88 and 98 mph, then it ran off the shoulder to the right. The driver overcorrected to the left and the SUV crossed the centerline into the other lane, directly in front of the oncoming pickup truck. The SUV and pickup truck collided head-on and the truck immediately caught fire. The SUV driver and all eight (seven children) pickup truck occupants died. National Transportation Safety Board investigators found that the SUV driver had a high level of alcohol intoxication and was operating at an excessive speed. The issues of impaired driving and excessive speeding are both on the NTSB’s Most Wanted List of Transportation Safety Improvements. “Technology could’ve prevented this heartbreaking crash — just as it can prevent the tens of thousands of fatalities from impaired driving and speeding-related crashes we see in the U.S. annually,” said NTSB Chair Jennifer Homendy. “We need to implement the technologies we have right here, right now to save lives.”​ With all the public service announcements and money spent on education and prevention, alcohol-related fatalities in the U.S. have increased over the past several years. The NTSB pushed legislation in the Investment and Infrastructure and Jobs Act (of 2021) that new vehicles sold in the U.S., as soon as 2026, to be equipped with passive alcohol detection systems . Passive alcohol detection systems are still in the developmental stages. The Department of Transportation is allowed to extend the period for mandatory implementation of these sensors, if technically necessary.Several legal groups such as the ACLU have voiced concern over how the data from these systems would be used. The National Highway Traffic Safety Administration says on its website that “in order to be considered for widespread deployment, the Driver Alcohol Detection System technology must be seamless, accurate, and precise, and unobtrusive to the sober driver. It must also be proven reliable to be installed in the vehicle fleet and publicly favorable.” Unlike the systems currently mandated by states for drivers convicted of DUI offenses, which require them to breathe into a tube before starting their vehicles, the National Highway Traffic Safety Administration and 17 automakers have been developing and testing a passive breath test and a touch-based system that uses infrared light to measure the blood alcohol level through the skin as part of the Driver Alcohol Detection System for Safety program. These systems would work by continually monitoring the alcohol level of the driver with sensors located near the steering wheel. The system would constantly monitor the driver’s breath in an unobtrusive manner. If the unit detects an elevated blood alcohol content level, the vehicle will become inoperable. Alcohol-impaired-driving fatalities were highest in Texas (1,495), followed by California (1,159) and Florida (871), and lowest in the District of Columbia (7). The percentage of alcohol-impaired-driving fatalities among total traffic fatalities in states ranged from a high of 45% (Montana) to a low of 21% (the District of Columbia, Mississippi and Utah), compared to the national average of 30%. Of the 42,514 traffic fatalities in 2022, there were an estimated 13,524 people (32%) killed in alcohol-impaired-driving crashes. The number of people killed in the U.S. by alcohol-related accidents in 2022 is more than 46 fully-loaded Boeing 757s (289 passengers each). Cannabis: As of April 2023, 38 U.S. states had legalized medical marijuana and 23 had legalized its recreational use. It’s illegal everywhere to drive impaired by the drug. Sources: University of Indiana; California Department of Motor Vehicles; MADD, NTSB, The Associated Press, Driver Alcohol Detection System

Host Hotels & Resorts Announces Fourth Quarter Dividend and Special Dividend on Common StockCIBC Asset Management Inc purchased a new position in shares of Pinnacle Financial Partners, Inc. ( NASDAQ:PNFP – Free Report ) in the third quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund purchased 2,295 shares of the financial services provider’s stock, valued at approximately $225,000. A number of other large investors also recently made changes to their positions in the stock. Victory Capital Management Inc. increased its position in shares of Pinnacle Financial Partners by 17.9% in the 3rd quarter. Victory Capital Management Inc. now owns 186,612 shares of the financial services provider’s stock valued at $18,282,000 after buying an additional 28,327 shares in the last quarter. Atria Investments Inc lifted its stake in Pinnacle Financial Partners by 40.9% in the first quarter. Atria Investments Inc now owns 43,241 shares of the financial services provider’s stock valued at $3,713,000 after acquiring an additional 12,551 shares during the last quarter. Pier Capital LLC grew its position in shares of Pinnacle Financial Partners by 16.5% in the 2nd quarter. Pier Capital LLC now owns 111,797 shares of the financial services provider’s stock valued at $8,948,000 after acquiring an additional 15,797 shares during the period. Edgestream Partners L.P. boosted its stake in shares of Pinnacle Financial Partners by 1,017.9% during the 2nd quarter. Edgestream Partners L.P. now owns 71,064 shares of the financial services provider’s stock worth $5,688,000 after acquiring an additional 64,707 shares during the period. Finally, Swedbank AB acquired a new position in shares of Pinnacle Financial Partners in the first quarter valued at $21,470,000. Institutional investors and hedge funds own 87.40% of the company’s stock. Analyst Upgrades and Downgrades A number of equities research analysts have recently weighed in on PNFP shares. Citigroup lifted their target price on Pinnacle Financial Partners from $113.00 to $123.00 and gave the stock a “buy” rating in a report on Thursday, October 17th. Barclays upped their price objective on Pinnacle Financial Partners from $101.00 to $108.00 and gave the stock an “equal weight” rating in a research report on Thursday, October 17th. Hovde Group downgraded shares of Pinnacle Financial Partners from an “outperform” rating to a “market perform” rating and set a $135.00 price objective for the company. in a research note on Monday, November 18th. Stephens raised their price objective on shares of Pinnacle Financial Partners from $108.00 to $120.00 and gave the company an “overweight” rating in a report on Thursday, October 17th. Finally, Truist Financial raised their price objective on Pinnacle Financial Partners from $113.00 to $119.00 and gave the stock a “buy” rating in a research report on Monday, October 21st. Six analysts have rated the stock with a hold rating and four have given a buy rating to the company’s stock. According to MarketBeat.com, the company currently has an average rating of “Hold” and a consensus target price of $108.70. Pinnacle Financial Partners Price Performance Shares of PNFP opened at $126.18 on Friday. The company has a quick ratio of 0.90, a current ratio of 0.90 and a debt-to-equity ratio of 0.42. The business’s fifty day moving average is $105.31 and its 200 day moving average is $92.56. The stock has a market cap of $9.75 billion, a P/E ratio of 23.35 and a beta of 1.04. Pinnacle Financial Partners, Inc. has a 12-month low of $70.23 and a 12-month high of $129.38. Pinnacle Financial Partners ( NASDAQ:PNFP – Get Free Report ) last issued its quarterly earnings data on Tuesday, October 15th. The financial services provider reported $1.86 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.79 by $0.07. The business had revenue of $810.11 million during the quarter, compared to the consensus estimate of $454.18 million. Pinnacle Financial Partners had a net margin of 13.97% and a return on equity of 8.89%. During the same period in the prior year, the firm posted $1.79 EPS. Sell-side analysts anticipate that Pinnacle Financial Partners, Inc. will post 6.8 earnings per share for the current fiscal year. Pinnacle Financial Partners Dividend Announcement The business also recently announced a quarterly dividend, which will be paid on Friday, November 29th. Stockholders of record on Friday, November 1st will be given a dividend of $0.22 per share. This represents a $0.88 dividend on an annualized basis and a dividend yield of 0.70%. The ex-dividend date of this dividend is Friday, November 1st. Pinnacle Financial Partners’s dividend payout ratio is currently 16.73%. About Pinnacle Financial Partners ( Free Report ) Pinnacle Financial Partners, Inc, together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. The company accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, which includes online wire origination, enhanced ACH origination services, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services. Further Reading Want to see what other hedge funds are holding PNFP? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Pinnacle Financial Partners, Inc. ( NASDAQ:PNFP – Free Report ). Receive News & Ratings for Pinnacle Financial Partners Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Pinnacle Financial Partners and related companies with MarketBeat.com's FREE daily email newsletter .

SCOTTSDALE, Ariz. — Even when Penn State quarterback Drew Allar gets some praise, it's usually a backhanded compliment. They say he's a good game manager and stays within himself, or that he doesn't try to do too much. They mention he might not be flashy, but he gives the team a chance to win. And here's the thing about Penn State since Allar stepped under center: The Nittany Lions have won games. A lot of them. Sometimes that's hard to remember considering the lukewarm reception he often gets from fans. "I get it — we have a really passionate fan base and they're a huge part of our success," Allar said Sunday at College Football Playoff quarterfinals media day. "For us, we always want to go out there every drive and end with a touchdown, so when we don't do that, there's nobody more frustrated than us." The polarizing Allar is having a solid season by just about any standard, completing more than 68% of his passes for 3,021 yards, 21 touchdowns and seven interceptions while leading the sixth-seeded Nittany Lions to a 12-2 record and a spot in the Fiesta Bowl for Tuesday's game against No. 3 seed Boise State. But in a college football world filled with high-scoring, explosive offenses, Allar's no-frills performances often are the object of ire. The Penn State offense is a run-first bunch, led by the talented combo of Nicholas Singleton and Kaytron Allen. "If we had a nickel for every time there was a Monday morning quarterback saying some BS stuff, we'd all be pretty rich," offensive coordinator Andy Kotelnicki said. "I think part of being a quarterback, especially at Penn State but really anywhere, is how you respond to and manage criticism." The 20-year-old Allar has made strides in that department after a trying 2023 season that finished with a 10-3 record. He says that's largely because once fall camp started back in August, he logged off the social media platform X. Allar said negative online experiences wore on him last year, and his phone number was leaked a few times, which added to the stress. He finally realized that controlling outside narratives was impossible, so the best course of action was to eliminate a needless distraction. "I've been more mentally free, as much as that sounds crazy," Allar said. "I think that's been a huge difference for me this year." The biggest criticism of Allar — and really Penn State as a whole during the 11-year James Franklin era — is that he isn't capable of winning the big games. He's 0-2 against rival Ohio State and threw a late interception against Oregon in the Big Ten title game earlier this month, which sealed the Ducks' 45-37 victory. He wasn't great in the CFP's first round, either, completing just 13 of 22 passes for 127 yards as Penn State muscled past SMU 38-10 on a cold, blustery day to advance to the Fiesta Bowl. But the quarterback is confident a better performance — aided by a game that will be played in comfortable temperatures in a domed stadium — is coming. "For me, I just have to execute those (easy) throws early in the game and get our guys into rhythm," Allar said. "Get them involved early as much as I can and that allows us to stay on the field longer, call more plays and open up our offense more. That will help us a ton, building the momentum throughout the game." Allar might be a favorite punching bag for a section of the Penn State fan base, but that's not the case in his own locker room. Star tight end Tyler Warren praised his quarterback's ability to avoid sacks, saying that the 6-foot-5, 238-pounder brings a toughness that resonates with teammates. "He's a football player," Warren said. "He plays quarterback, but when you watch him play and the energy he brings and the way he runs the ball, he's just a football player and that fires up our offense." Now Allar and Penn State have a chance to silence critics who say that the Nittany Lions don't show up in big games. Not that he's worried about what other people think. "I think it's a skill at the end of the day — blocking out the outside noise," Allar said. "Focusing on you and the process and being honest with yourself, both good and bad." Get local news delivered to your inbox!NexOptic Technology Corp. ( CVE:NXO – Get Free Report ) shares fell 20% on Friday . The stock traded as low as C$0.02 and last traded at C$0.02. 480,200 shares were traded during trading, an increase of 387% from the average session volume of 98,644 shares. The stock had previously closed at C$0.03. NexOptic Technology Trading Down 20.0 % The stock has a fifty day simple moving average of C$0.03 and a 200 day simple moving average of C$0.02. The company has a debt-to-equity ratio of 56.33, a quick ratio of 0.01 and a current ratio of 0.07. The firm has a market cap of C$3.90 million, a P/E ratio of -1.00 and a beta of 1.14. NexOptic Technology Company Profile ( Get Free Report ) NexOptic Technology Corp., a technology company, develops artificial intelligence and imaging products. It engages in developing All Light Intelligent Imaging Solutions (ALIIS), a suite of intelligent imaging solution that processes raw images and video in real time; and NexCompress technological solutions. Recommended Stories Receive News & Ratings for NexOptic Technology Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for NexOptic Technology and related companies with MarketBeat.com's FREE daily email newsletter .Freida McFadden's The Housemaid is Amazon UK's best-selling book of 2024